Wellgistics adopts XRP for real-time healthcare payments.
XRP to serve as treasury, collateral, and income tool.
$50M funding backs XRP strategy amid rising adoption.
Nasdaq-listed Wellgistics Health is taking a bold leap into blockchain-based finance by integrating Ripple’s XRP and the XRP Ledger (XRPL) into its core operations.
The healthcare technology firm is embracing the digital asset to streamline cross-border payments, manage its treasury more efficiently, and support future capital-raising initiatives.
This move, backed by a detailed SEC S-1 filing, marks a significant milestone in the evolving narrative of institutional adoption of crypto assets.
XRP to power faster, cheaper healthcare payments
Wellgistics Health’s decision to use XRP for payments comes as the company looks to modernise its financial infrastructure.
The firm plans to use the XRP Ledger to facilitate low-cost, real-time payments between its network of over 6,000 pharmacies, 150 manufacturers, and key vendor partners.
By bypassing traditional financial rails, Wellgistics hopes to enhance transaction speed and reduce costs.
The healthcare company believes that XRP’s architecture is better suited for the demands of modern business than outdated legacy systems.
CEO Brian Norton reinforced this view by stating that the future of healthcare lies in platforms with “the fastest rails, cleanest data, and most efficient infrastructure.”
XRP integration goes beyond payments
Earlier, in its SEC filing dated July 15, 2025, Wellgistics Health laid out a broad strategic blueprint for XRP.
The company intends to hold XRP as part of its treasury reserve, using it as a store of value and as collateral for debt or equity financing.
This signals a deeper commitment to crypto as a core financial tool rather than just a speculative investment.
Additionally, Wellgistics plans to generate passive income from its XRP holdings.
Although the filing does not detail the exact mechanisms, potential strategies include staking, lending, or other yield-bearing methods.
This multi-use approach — payments, reserves, collateral, and income generation —demonstrates how XRP can serve diverse corporate needs in a single framework.
To fund its XRP-focused initiatives, Wellgistics secured a $50 million equity line with LDA Capital, a private investment firm with experience in crypto-backed finance.
The flexible agreement allows the company to issue shares in exchange for capital as needed.
Proceeds from this financing will be used to purchase more XRP, scale its payment solution, and potentially support further innovation across its digital infrastructure.
Legal expert Bill Morgan described the move as a “revealing” example of XRP’s real-world utility.
According to Morgan, Wellgistics’ use of XRP goes far beyond simple investment — it’s about embedding digital assets into the company’s day-to-day operations.
What I have gathered from reading the S-1 form filed with the SEC today by Wellgistics Health is incredibly revealing. It is more than just a company using XRP in its treasury reserve.
This is a summary of what the filing revealed:
1. WH is not only planning to hold XRP as a…
— bill morgan (@Belisarius2020) July 25, 2025
XRP’s market momentum is fueling adoption
Wellgistics’ strategy emerges amid a broader wave of institutional confidence in XRP.
The token recently surged 126% before a 14% correction, signalling heightened market interest.
Moreover, regulatory progress has given XRP new credibility.
Ripple’s pursuit of a US national bank charter and its role in ISO 20022 development have positioned it as a bridge between traditional finance and the blockchain world.
High-profile XRP allocations by other Nasdaq firms, such as Trident and Webus, further validate Wellgistics’ decision.
Additionally, the launch of XRP-focused exchange-traded funds, including the ProShares Ultra XRP ETF and Canada’s 3iQ spot ETF, suggests that XRP is gaining traction not only among corporates but also among institutional investors.
Be the first to comment